Since Visa introduced its Commercial Enhanced Data Program (CEDP) in October, Boost Payment Solutions has enabled B2B customers to reduce interchange fees by nearly 44%, saving $14.7 million on over $1.2 billion in transaction volume through improved data accuracy and real-time validation.
- Boost platform certifies 99.99% CEDP compliance in processed transactions
- Saved customers $14.7 million on $1.2 billion in data-verified transaction volume
- Real-time invoice data validation underpins nearly 44% interchange cost reduction
Market signal
Visa’s launch of the Commercial Enhanced Data Program (CEDP) in October has marked a significant shift in B2B payments, tying lower interchange rates to the completeness and accuracy of transaction-level data. Boost Payment Solutions is a clear early adopter and enabler of this shift, showcasing how technology can drive measurable savings by aligning with new network requirements.
Boost’s platform demonstrates the rising importance of automated data verification and artificial intelligence in processing complex invoice-level details, offering a technology solution tailored to meet Visa’s stringent standards. This trend underscores a broader market movement toward smarter payment data as a critical lever in reducing acceptance costs and improving supplier payment efficiency.
Operator impact
Operators adopting Boost’s platform benefit from nearly 44% reductions in interchange fees thanks to 99.99% compliance with CEDP rules, which rely on validated, complete, and accurate transaction data at processing time. The pre-funding model further guarantees that businesses realize these savings immediately, enhancing cash flow and reducing operational friction.
Boost’s payments-as-a-service gateway extends these capabilities to acquiring partners and their portfolios, enabling broader adoption of CEDP-compliant processing. This reduces reliance on manual interventions and mitigates the risk of rejected or downgraded transactions due to insufficient data, directly impacting acceptance efficiency and cost structures in B2B payments.
What to watch next
As Visa fully phases out legacy interchange programs like Level 2 in favor of CEDP’s data-driven model, operators and buyers should monitor which platforms and service providers can seamlessly automate compliance and validation to maintain access to preferred interchange rates. Enhancements in AI and real-time data verification will likely become critical differentiators in B2B payment tech.
The extent to which broader adoption of CEDP-compliant platforms like Boost influences market interchange pricing and acceptance workflows will be important to observe. Additionally, evolving network scrutiny standards related to data accuracy could drive further technological innovation and partnerships between payment platforms and acquiring networks.